← SettingsDefaults
Assumption defaults applied to new plans. To change a single plan, edit its Assumptions on the plan.
These defaults seed new plans. To explore an existing plan's assumptions, open its Overview.
Projection Assumptions
These defaults apply to every plan unless a plan overrides them.
Market & Returns
We assumed nominal return rate of 7.0% — We assumed inflation rate of 2.5% — We assumed healthcare inflation of 5.0% — We assumed cash / savings yield of 38 — Planning Horizon
We assumed life expectancy of 90 — We assumed retirement spending rate of 80.0% — We assumed ss cola assumption of 2.5% — Income
We assumed salary growth of 3.0% —