Budget

Your current spending, itemized — a fact about today, like your account balances. Every plan uses this budget unless it sets its own.

Start with one number

Most people know what they save more exactly than what they spend — so start there. The model works out the rest.

What you save

After the bills are paid, how much gets put away — per month or per year, whichever you know. The model carries it forward while you work.

Standing in at the planning default — 15% of income.

Your current budget

Describe your current spending by category. This is your budget today — the model sums these lines into base spending, and every plan uses it unless it sets its own.

No budget lines yet. Add categories like housing, groceries, or travel to describe your current spending; plans that inherit this budget use the total.

How it adds up

No projection yet — the already-included rows and the reconciliation appear once the plan computes.

Which plans use this budget

No plans yet — once you save a plan, it uses this budget unless it sets its own.